Fresh articles from Fiscalwealth | Personal Finances, Investment and Wealth Managementhttp://www.fiscalwealth.com/ http://www.fiscalwealth.com/Art/270/275/CDs-and-Money-Market-Funds.html One of the most important factors in purchasing your CD should be interest rate and you want to make sure you check both numbers – Annual Percentage Rate(APR) as well as Annual Percentage Yield(APY) Using APY is one of the way credit card company charge you lot more interest than what they quote you on the offer Most of the time APR is what is quoted and APY is what is charged http://www.fiscalwealth.com/Art/270/275/CDs-and-Money-Market-Funds.html