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March 11, 2011
Debt Consolidation Options

If you have too much consumer debt, you probably have looked into companies offering debt consolidation services. There are thousands of debt consolidation companies out there promising to wipe out your debt overnight but reality suggests otherwise. Most of these companies promise "Easy Monthly Payment Plans" with reduce payments and lower interest rates.

If you have too much consumer debt, you probably have looked into debt consolidation. There are thousands of debt consolidation companies out there promising to wipe out your debt overnight but reality suggests otherwise. Most of these companies promise "Easy Monthly Payment Plans" with reduce payments and lower interest rates.

February 21, 2011
What Factors Affect Your Credit Score?

Credit rating systems all have the same objective, to determine the borrower's potential risk. Regardless of whether the score was generated by FICO or a system based on FICO parameters, they all yield an industry standard three-digit score. 

Credit rating systems all have the same objective, to determine the borrower's potential risk. Regardless of whether the score was generated by FICO or a system based on FICO parameters, they all yield an industry standard three-digit score. This score places the borrower in one of three main categories - Prime, Sub Prime and at Risk.

 

February 21, 2011
What Factors Affect Your Credit Score?

Credit rating systems all have the same objective, to determine the borrower's potential risk. Regardless of whether the score was generated by FICO or a system based on FICO parameters, they all yield an industry standard three-digit score. 

Credit rating systems all have the same objective, to determine the borrower's potential risk. Regardless of whether the score was generated by FICO or a system based on FICO parameters, they all yield an industry standard three-digit score. This score places the borrower in one of three main categories - Prime, Sub Prime and at Risk.